Private insurance or long-term care insurance that aid in paying for services. Some policies cover certain types of home care for specified periods of time. It’s important to find out exactly what your insurance covers before you arrange for home care.
Medicare. Medicare may partially cover home care expenses for a short period of time, up to 2 to 3 weeks, but only for skilled nursing care as related to an acute medical situation or physical or speech therapy that is prescribed by a physician nurse practitioner or physician assistant.
Unfortunately, Preferred Home Health Solutions is not a Medicare provider.
Medicaid. State Medicaid programs may provide personal and home health care services for persons with very low assets and limited incomes. If you currently receive Medicaid, talk with your health care provider about receiving home care services through Medicaid. To apply for Medicaid, you must file an application with your local Medicaid office or call your local Health and Human Service Department for assistance. You can also complete the application and obtain more information by visiting Wisconsin’s Medicaid website or benefits.gov.
Private Pay, also known as “out-of-pocket.” If your private insurance or Medicare or Medicaid does not cover the cost of your home care services, you will have to pay privately. Most licensed home care agencies in Wisconsin charge by the hour for a home attendant to help with personal care services, and often these agencies require the aide be hired for a minimum of 1 – 3 hours per day.
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